The interest rate on newlyweds’ Hope Town loans also fluctuates.

Hello ~ Many people in Korea are working to prepare my house. Nevertheless, the price keeps rising, and it is my house that is difficult to achieve easily because of the dark reality that the salary is the same. So today, I will have time to learn about the conditions of newlyweds’ hope town loans, which is one of the good national welfare policies for these newlyweds, and to learn about qualifications and conditions.

Newlywed Hope Town?

The Newlywed Hope Town is a public house for newlyweds. It is a residential service space optimized for education, health and safety after construction in a good environment for childcare and childcare. It is as popular as it is a good environment for newlyweds and as it is a system supported by the state.

newlyweds hope town

Newlywed Hope Town Loan Conditions The qualifications for occupancy are divided into pre-sale and rental types.

[Pre-sale type ]

1. Newlyweds: Members of a non-resident household who are married on the basis of the date of public announcement and whose marriage period is not more than seven years;

2. Preliminary newlyweds: A person who is planning to marry and who can prove his/her marriage within one year based on the date of public announcement;

3. Single-parent families: Members of a non-residential household with children under the age of six;

(Common standards )

(i) Standards for occupancy: It shall be a non-homeless member from the date of public announcement to the date of occupancy;

(ii) Comprehensive savings in housing subscription: Six months after joining, at least six times the number of approvals for payment;

(3) Income standard: Not more than 120% of monthly average income of urban workers per household in the previous year;

(4) Total asset standards: Not more than 294,000 won

(5) Standards for joining private mortgages: A prospective tenant who has received housing that exceeds the total asset standard shall subscribe to a long-term mortgage loan product for newlyweds’ hope towns at least 30% of the housing price until he/she moves in
[Lease-type ]

(In cases of a happy house )

1. Newlyweds: Members of a non-resident household whose marriage period is not more than seven years;

2. Preliminary newlyweds: A person who is planning to marry and who can prove his/her marriage before his/her appointment;

3. Single-parent families: Members of a non-homeless household with children under the age of six;

(i) Savings of occupants: Certification of the fact that a person or a spouse has joined the relevant person before moving in;

(2) Income standards: Average monthly income per household in the previous year of less than 100% of urban workers

(3) Total asset standards: not more than 280,000 won

(In the case of a national rental house)

1. Newlyweds: Members of a non-resident household whose marriage period is not more than seven years;

2. Preliminary newlyweds: A person who is planning to marry and who can prove his/her marriage before his/her appointment;

3. Single-parent families: Members of a non-homeless household with children under the age of six;

(i) Savings of occupants: Six months after joining, at least six times the number of approvals for payment;

(2) Income standards: The average monthly income per household for the previous year is not more than 70% of urban workers

(3) Total asset standards: not more than 280,000 won

occupant selection method

Looking at the terms of the newlyweds’ Hope Town loan, the way of selecting the tenants is also divided into pre-sale and rental.

[Pre-sale type ]

1. Step 1: 30%

It is important to check the score of the newlyweds within two years of marriage , pre-married couples and single-parent families with children under the age of two (the first stage selects the subjects as a bonus, so it is important to check the score of the person).

2 . Step 2: 70%

The first stage of the selection 폰테크 is to be given as a bonus to the first stage winner, newlyweds within two years and seven years of marriage, and single-parent families with children aged 3 to 6 years and below (the second stage also selects suppliers as a bonus, and when there is a tie, the target is selected through recommendation.)

[Lease-type ]

In the case of lease, 80% of the surrounding city price and 6-80% of the surrounding age in the case of national lease are 6 years for the residence period and 10 years for the absence of children.

newlyweds hope town sale price

The sale price is lower than the surrounding price. In the case of loan products, 1% of loan products are opened to reduce the burden of housing expenses for newlyweds.

[Pre-sale type ]

Newlywed Hope Town Loan Condition The loan limit for pre-sale type is up to 400 million won within 70% of the house price, and it is a principle to repay 19 years or 29 years of equal principal and interest. Interest rates are 1.3 percent per annum.

[Lease-type ]

In the case of leased, 80% of the lease deposit is supported up to 1.2% per annum for up to 10 years.This is based on the interest rate on the support loan, and if the support interest rate changes, the newlyweds hope town loan rate also changes.

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